Choosing a Payment Gateway for Your Canadian Store

Payment gateway choice affects your fees, cash flow, and customer experience — worth comparing carefully rather than picking the first option.

Transaction Fees

Fees typically combine a percentage plus a flat fee per transaction, and can vary meaningfully between providers, especially at higher sales volumes.

Currency and Settlement

Confirm whether the gateway settles in CAD directly or converts through USD, since currency conversion fees can quietly erode margins on every sale.

Platform Integration

Check that your gateway integrates natively with your e-commerce platform (WooCommerce, PrestaShop, etc.) to avoid a clunky, error-prone checkout experience.

Further Reading

• WooCommerce-Ready Hosting
• SSL Certificates
• GST/HST – Government of Canada